Insurance Coverage Litigation

Garvey Schubert Barer advises insurers and policyholders on coverage issues and, when necessary, litigates these issues.

These services extend to all types of policies: general liability, errors and omissions, employer's liability, health, life, disability, directors and officers (D&O) liability, property, casualty and excess, and umbrella policies.

Coverage Issues

The coverage issues we analyze and litigate cut across virtually every legal area. These include

• Health
• Life
• Disability
• ERISA
• Environmental law
• Employment discrimination and wrongful discharge
• Products liability
• Construction defects
• Fraud and other intentional wrongdoing
• D&O liability

In addition, we analyze and litigate coverage issues involving allegations of insurers’ bad faith refusal to honor policy obligations. For clients planning to purchase an insurance policy, we analyze the coverage to determine whether it is sufficient for a client’s needs. Similarly, we analyze coverage for clients entering into contracts that obligate them to obtain and maintain insurance policies.

We also represent insureds and insurers in analyzing whether a duty to defend exists as a separate coverage obligation.